

Should you buy or build? How is AI being used in the compliance space? How do you build a compliance technology company?
These are all questions that I think about on a daily basis, and I was recently fortunate enough to sit down with Joe Robinson from Hummingbird to get his take on it all. Below you can find the 5 key takeaways from our conversation.
Building your transaction monitoring system in-house is a total game-changer for banks, especially as fraud gets more sophisticated. But if you venture down that path, you must have the team ready to maintain it.
Hummingbird already has customers automating discrete parts of their compliance programs - only for select typologies and certain stages of review, where they're comfortable trusting AI to assist. The result is compliance officers spend less time on lower value work and more on the decisions that require human judgment and expertise.
Startup culture is often laser focused on the exit or becoming the next unicorn. It's a legitimate goal to have, but not every founder needs to think this way. Somewhere in his late thirties, Joe realised that he just enjoys working, and the process of building something big with like-minded people. Having milestones and raising VC money matters, but it's really about optimizing for the day-to-day.
Joe has been involved with crypto from the early days and thinks of it as just a technology - an algorithm to figure out who owns what on a blockchain. Previously, banks have wanted to stay as far away from crypto as possible, but now every big bank he talks to has a digital asset project coming online in 2026.
Your customers won't report the UX problems that are plaguing your product. They're too small, like paper cuts - not broken enough to flag, but hurting the experience day after day. Hummingbird was already using their own product for vendor due diligence and employee onboarding, but then they imported their expense data from their corporate card provider and started reviewing expense reports inside Hummingbird. That's when they started catching the small stuff.
Watch the full video below:
Want to stay ahead of what’s next in compliance?
Subscribe to our blog to hear directly from the people shaping the future of risk and regulation.
For more information on how Cable can automate testing of regulatory controls and dynamic risk assessments, contact Cable today for a demo.

Should you buy or build? How is AI being used in the compliance space? How do you build a compliance technology company?
These are all questions that I think about on a daily basis, and I was recently fortunate enough to sit down with Joe Robinson from Hummingbird to get his take on it all. Below you can find the 5 key takeaways from our conversation.
Building your transaction monitoring system in-house is a total game-changer for banks, especially as fraud gets more sophisticated. But if you venture down that path, you must have the team ready to maintain it.
Hummingbird already has customers automating discrete parts of their compliance programs - only for select typologies and certain stages of review, where they're comfortable trusting AI to assist. The result is compliance officers spend less time on lower value work and more on the decisions that require human judgment and expertise.
Startup culture is often laser focused on the exit or becoming the next unicorn. It's a legitimate goal to have, but not every founder needs to think this way. Somewhere in his late thirties, Joe realised that he just enjoys working, and the process of building something big with like-minded people. Having milestones and raising VC money matters, but it's really about optimizing for the day-to-day.
Joe has been involved with crypto from the early days and thinks of it as just a technology - an algorithm to figure out who owns what on a blockchain. Previously, banks have wanted to stay as far away from crypto as possible, but now every big bank he talks to has a digital asset project coming online in 2026.
Your customers won't report the UX problems that are plaguing your product. They're too small, like paper cuts - not broken enough to flag, but hurting the experience day after day. Hummingbird was already using their own product for vendor due diligence and employee onboarding, but then they imported their expense data from their corporate card provider and started reviewing expense reports inside Hummingbird. That's when they started catching the small stuff.
Watch the full video below:
Want to stay ahead of what’s next in compliance?
Subscribe to our blog to hear directly from the people shaping the future of risk and regulation.
For more information on how Cable can automate testing of regulatory controls and dynamic risk assessments, contact Cable today for a demo.