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What does it look like to lead compliance at a modern partner bank? Julie O’Connor, Chief AML & Fintech Risk Officer at MVB Bank, knows the answer. She sat down with me for our Conversations with Compliance Champions series to talk about what it takes to manage risk across both traditional and fintech partnerships—and what the future holds for compliance leaders.
Julie’s perspective is unique: she’s spent her career at the intersection of traditional banking and cutting-edge fintechs. And at MVB, she’s in a rare position—reporting directly to the board and sitting on the executive team.
Here are some of the most powerful insights from that conversation with her.
Julie urges compliance professionals to shift their mindset. Instead of focusing solely on checking boxes or alert handling, AML teams should find ways to drive business value—by identifying risks early, surfacing blind spots, and aligning with strategic goals.
“What truly matters most? What are we trying to stop? That’s where the value lies.”
Unlike most institutions, MVB elevated Julie’s role to the C-suite. That visibility allows her to advocate for the resources, tools, and strategic voice compliance needs.
“Most AML officers feel voiceless. We’ve flipped that.”
Julie’s time at a fintech startup gave her an edge: she deeply understands the constraints and ambitions of fintechs trying to scale responsibly. That empathy helps her build smarter, more collaborative partnerships.
“They’re not just clients—they’re innovators solving real problems.”
From AI threats to evolving typologies, the industry is moving fast. Julie says banks can’t wait for issues—they must lean into automation, information-sharing, and preemptive testing to stay ahead.
“We’re all asking: how can we get ahead of things?”
Julie predicts a major shift in compliance leadership: tomorrow’s AML officers will be expected to bring tech fluency, strategic thinking, and measurable business impact to the table.
“It’s not just about adding more people. It’s about scaling with purpose.”
Watch the full video below:
Want to stay ahead of what’s next in compliance?
Subscribe to Paper Trails to hear directly from the people shaping the future of risk and regulation.
For more information on how Cable can automate testing of regulatory controls and dynamic risk assessments, contact Cable today for a demo.
Elevating Compliance: Insights from MVB’s Julie O’Connor
The 4 Biggest Compliance Challenges Financial Institutions Face
Cable Launches Groundbreaking Automated Control Testing Across Reg B, Reg E, and Reg ZWhat does it look like to lead compliance at a modern partner bank? Julie O’Connor, Chief AML & Fintech Risk Officer at MVB Bank, knows the answer. She sat down with me for our Conversations with Compliance Champions series to talk about what it takes to manage risk across both traditional and fintech partnerships—and what the future holds for compliance leaders.
Julie’s perspective is unique: she’s spent her career at the intersection of traditional banking and cutting-edge fintechs. And at MVB, she’s in a rare position—reporting directly to the board and sitting on the executive team.
Here are some of the most powerful insights from that conversation with her.
Julie urges compliance professionals to shift their mindset. Instead of focusing solely on checking boxes or alert handling, AML teams should find ways to drive business value—by identifying risks early, surfacing blind spots, and aligning with strategic goals.
“What truly matters most? What are we trying to stop? That’s where the value lies.”
Unlike most institutions, MVB elevated Julie’s role to the C-suite. That visibility allows her to advocate for the resources, tools, and strategic voice compliance needs.
“Most AML officers feel voiceless. We’ve flipped that.”
Julie’s time at a fintech startup gave her an edge: she deeply understands the constraints and ambitions of fintechs trying to scale responsibly. That empathy helps her build smarter, more collaborative partnerships.
“They’re not just clients—they’re innovators solving real problems.”
From AI threats to evolving typologies, the industry is moving fast. Julie says banks can’t wait for issues—they must lean into automation, information-sharing, and preemptive testing to stay ahead.
“We’re all asking: how can we get ahead of things?”
Julie predicts a major shift in compliance leadership: tomorrow’s AML officers will be expected to bring tech fluency, strategic thinking, and measurable business impact to the table.
“It’s not just about adding more people. It’s about scaling with purpose.”
Watch the full video below:
Want to stay ahead of what’s next in compliance?
Subscribe to Paper Trails to hear directly from the people shaping the future of risk and regulation.
For more information on how Cable can automate testing of regulatory controls and dynamic risk assessments, contact Cable today for a demo.
